360 Degree Working (Monday-Friday)

Jun 17, 2019

How to calculate your net-worth and why it’s so important?

People and businesses work in order so as to earn something in return, that something is referred to money. Individuals and business do their part of responsibility and earn rewards. This entire income or wealth can be considered as worth for them. This entire income is called as Gross worth or income.  Net worth is the value of assets, minus the total of all liabilities. In simple words, net worth is whatis owned minus what is owed and it is very essential to know how to calculate net-worth. While Net income or worth means an income from which loans, borrowings and debts are deducted and left as personal disposal income. Personal disposal income means the actual income available to an ........

Jun 05, 2019

What is asset allocation?

Asset allocation is an integral factor of investment strategy in which it allows to create a balance between risk and reward, by diversifying a portfolio’s assets according to an individual's goals, extent of risk tolerance, and investment horizon. It also describes a strategy for allocating investment in different categories, such as equities, cash, bonds and real estate. Asset allocation refers to the division of money between a combination of shares, fixed income, and cash equivalents. Constructing an Investment Portfolio is all about selecting dimensions of investments that are targeted at achieving specific goals and objectives with a level of risk involved. The key elements ........

Apr 09, 2019

How to get wealthy (over time)

Who doesn’t want to get wealthy? Well if you do too then get this straight; it ain’t happening overnight and definitely not with shortcuts. You have to put efforts and plan right if you too want to see yourself succeed in the aspect of life. As Confucius once said that life is simple, it is us who make life complicated. So the very base of your success depends on the choices you make.So the basics of getting wealthy are very simple. But we still insist on making the process harder and that is precisely what more and more investors are questioning nowadays. The two pillars of creating wealth are saving and investing, so why make it complicated? Earn more money than you spend, save ........

Apr 01, 2019

4 Tips for women looking to kick-start their financial journey!

In India, people often use the words 'saving' and ‘investing' as terms which they feel are more or less same in meaning. However, they generally tend to ignore the huge difference prevailing in their meanings. Before going on in any venture people need to understand the differences deeply and they must analyze the fact that why it is very important to understand them at the very beginning of their financial journey.Savings is a term used for assets which are kept aside as contingencies which generally offers very little or actually no kind of returns. On the other hand, investment is a term used for ventures that process to create wealth. Now investing is basically a path ........