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Jul 04, 2019

ELSS (Equity Linked Saving Scheme) Your Ways To Retirement

Retirement is one of the most important and inevitable events in almost everyone’s life. While all of us look forward to enjoying the fruits of years of hard work we put in during our lifetime, lack of funds can be a serious dampener in the retirement phase. Having a good retired life is a concern for a majority of the people, as retirement planning is often not taken seriously at the right age. In the context of personal finance, retirement planning means having sufficient funds to meet future needs and maintaining the present lifestyle at retirement. Keeping all these factors in mind, one has to choose and plan for retirement in a very systematic manner. Apart from saving enough for ........

Jul 03, 2019

5 Ways To Make Sure Your Variable Expenses Don’t Sink Your Budget

What Is a Variable Expense? Variable expenses, also known as variable costs, are expenses that change depending on how much you use a product or service. Variable costs are corporate expenses that vary in direct proportion to the quantity of output. Unlike fixed costs, which remain constant regardless of output, variable costs are a direct function of production volume, rising whenever production expands and falling whenever it contracts. Examples of common variable costs include raw materials, packaging, and labor directly involved in a company's manufacturing process. How can I protect my budget from these expenses? Now that we understand how variable costs can confound budgeting, ........

Jul 01, 2019

Best SIP for a new Mutual Fund Investor

To learn that from available SIP Mutual Funds which funds are best for existing or new investors, it is important that you primarily know, what actually the product is and what does it offer. Who is the investor? Or whom do we call as an investor? When an individual wants to deploy their fund into some schemes or on anymoney earning platform, it is called investing and the individual is called an investor. Investors usually invest their money on money earning platforms or productsto gain returns on their funds. Although investment is a subject to market risks, higher the returns higher the risk and vice versa. Modern investors are expected to have somewhat knowledge of how to invest online. ........

Jun 21, 2019

The Most Reliable Ways To Fund A Startup

Have you been working for years but have nothing saved? Do you feel like you can’t breathe until you get your next paycheck because you don’t know if your last bill might cause your rent check to bounce? Or maybe the electric company will have to fight the cable company for your money. According to a recent study, over 94% of new businesses fail during the first year of operation. Money is the bloodline of any business. The long painstaking, yet exciting journey from the creation of an idea to revenue generating needs a fuel named capital. That’s why, at almost every stage of the business, entrepreneurs find themselves asking – How To Invest Money Online for startup? ........

Jun 20, 2019

Women Empowerment Through Microfinance

Traditional development theories believed that a high growth rate of the economy would benefit the poor through the so-called trickledown effect. This suggests that, among the poor and the middle-class, both men and women would equally reap the fruits of high economic growth rate. However, this has been belied by actual development and in spite of the various development measures and constitutional legal guarantees –women have lagged behind in almost all sectors. Microfinance for the poor women and for women as a whole have received extensive recognition as a strategy for poverty reduction and for women’s economic empowerment. While many microfinance institutions seek to empower ........

Jun 17, 2019

How to calculate your net-worth and why it’s so important?

People and businesses work in order so as to earn something in return, that something is referred to money. Individuals and business do their part of responsibility and earn rewards. This entire income or wealth can be considered as worth for them. This entire income is called as Gross worth or income.  Net worth is the value of assets, minus the total of all liabilities. In simple words, net worth is whatis owned minus what is owed and it is very essential to know how to calculate net-worth. While Net income or worth means an income from which loans, borrowings and debts are deducted and left as personal disposal income. Personal disposal income means the actual income available to an ........

Jun 10, 2019

Best long-term investment options in India 2019

Finance has become a very crucial part of every individual’s life and it makes sense too because who wouldn’t want to ensure a safe future? Everyone nowadays is keen to invest in a platform which safeguards their future. Long-term investors are generally willing to take on more risk for higher rewards and the best investment plans often begin like this. In India, there are several investment options which might be recommended to invest in, which might be short, medium or long term in nature. The thought is a common understanding that short the investment tenure small the risk, long the tenure more the risk. If you are looking for best investment plans and details on how to invest ........

Jun 05, 2019

Online trading – Pros and Cons

Online trading, as the name suggests, is an act of possession and trading of financial instruments on the internet. In this method of investing, traders deal with and auction their investments using an online trading platform. This process of trading is kicked off when an investor makes an order to an online broker, whether it may be through a specific website or any of the various online brokerage firms. In any case, Investing Money through online mediums is becoming one of the utmost and most prominent ways to invest, as even conventional traders have switched to or are in the process of embracing online trading. With the trend of online investing on the rise, it is imperative to study the ........

Jun 05, 2019

What is asset allocation?

Asset allocation is an integral factor of investment strategy in which it allows to create a balance between risk and reward, by diversifying a portfolio’s assets according to an individual's goals, extent of risk tolerance, and investment horizon. It also describes a strategy for allocating investment in different categories, such as equities, cash, bonds and real estate. Asset allocation refers to the division of money between a combination of shares, fixed income, and cash equivalents. Constructing an Investment Portfolio is all about selecting dimensions of investments that are targeted at achieving specific goals and objectives with a level of risk involved. The key elements ........

Jun 04, 2019

Best investment plans to make in 2019

Investment is important and essential in today’s world but it is also true that people do need guidance for investing. People are always in search of someone who would guide them to fund their hard earned money in reliable investment options. There are many investment options available such as in stocks and shares, Mutual Funds, Bonds and Bills, SIP’s, etc.  Aspiring investors may not be sure about their appetite for risk, and for this, they need full-fledged brief information about all the investment options, and who better than an Asset Management Company to help with that. The following are some of the investment options, which could become your best investment plans that ........